Yes, if you do not have insurance, the car in which you were a passenger may be held responsible for any lost wages and medical bills. If you have insurance, then you should make a claim with them. Still, an attorney can help you get the maximum settlement that you are entitled to.

For small auto accidents, you may not. But, for major accidents with medical costs and financial losses, an attorney can help you get the full reimbursement from the insurance company. Consult with a personal injury lawyer that handles all legal paperwork, meetings, court appearances and negotiations to settle your case.

While a lawsuit can be the start of legal proceedings, most car accidents are resolved without a trial. But, if a fair settlement cannot be reached, partner with an attorney that is skilled and successful in courtroom litigation. Most car accident cases are settled by binding arbitration, mediation and negotiations.

t is always best to contact the insurance company as soon as possible when filing a claim. Most states, like Ohio will allow two years from the date of the accident to file a lawsuit. There are also exceptions to statutes of limitations, so it is always advised to consult with an attorney.